If property is unclaimed and the holder cannot contact the apparent owner, property is considered abandoned, as follows, from the date of the transaction:

• Payroll - 1 year
• A/P checks - 5 years
• Individual Retirement Accounts - 3 years
• Demand, savings or time deposits - 5 years
• Retail business credit - 5 years
• Matured Or Terminated life or endowment Insurance Policy - 2 years
• Not Matured Life Or Endowment Insurance 5 years
• Limiting Age Insurance Policy - 2 years
• Property held by courts - 3 years
• Other governmental entities - 3 years
• Business dissolution property - 1 year
• Safe Deposit Boxes (rent unpaid) - 3 years
• Utility Deposits - 2 years
• Stock or other equity interest - 3 years
• Principal on debt - 5 years
• Money Orders - 7 years
• Traveler's Checks - 15 years
• Official Bank Checks - 5 years
• Most other funds - 5 years